{"id":134,"date":"2026-01-15T12:32:23","date_gmt":"2026-01-15T12:32:23","guid":{"rendered":"https:\/\/savia.gruponexora.com\/?page_id=134"},"modified":"2026-10-22T15:54:12","modified_gmt":"2026-10-22T15:54:12","slug":"descuento-de-pagares","status":"publish","type":"page","link":"https:\/\/www.saviafinanciacion.com\/?page_id=134","title":{"rendered":"Descuento de pagar\u00e9s"},"content":{"rendered":"[vc_row type=\u00bbfull_width_background\u00bb full_screen_row_position=\u00bbmiddle\u00bb column_margin=\u00bbdefault\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb scene_position=\u00bbcenter\u00bb top_padding=\u00bb70″ constrain_group_1=\u00bbyes\u00bb bottom_padding=\u00bb70″ top_padding_tablet=\u00bb40″ bottom_padding_tablet=\u00bb45″ text_color=\u00bbdark\u00bb text_align=\u00bbleft\u00bb row_border_radius=\u00bbnone\u00bb row_border_radius_applies=\u00bbbg\u00bb row_position_desktop=\u00bbdefault\u00bb row_position_tablet=\u00bbinherit\u00bb row_position_phone=\u00bbinherit\u00bb overflow=\u00bbvisible\u00bb overlay_strength=\u00bb0.5″ gradient_direction=\u00bbleft_to_right\u00bb shape_divider_position=\u00bbbottom\u00bb bg_image_animation=\u00bbnone\u00bb gradient_type=\u00bbdefault\u00bb shape_type=\u00bb\u00bb][vc_column column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb flex_gap_desktop=\u00bb10px\u00bb desktop_text_alignment=\u00bbcenter\u00bb tablet_text_alignment=\u00bbdefault\u00bb phone_text_alignment=\u00bbdefault\u00bb background_color_opacity=\u00bb1″ background_hover_color_opacity=\u00bb1″ column_backdrop_filter=\u00bbnone\u00bb column_shadow=\u00bbnone\u00bb column_border_radius=\u00bbnone\u00bb column_link_target=\u00bb_self\u00bb column_position=\u00bbdefault\u00bb gradient_direction=\u00bbleft_to_right\u00bb overlay_strength=\u00bb0.3″ width=\u00bb1\/1″ tablet_width_inherit=\u00bbdefault\u00bb animation_type=\u00bbdefault\u00bb bg_image_animation=\u00bbnone\u00bb border_type=\u00bbsimple\u00bb column_border_width=\u00bbnone\u00bb column_border_style=\u00bbsolid\u00bb column_padding_type=\u00bbdefault\u00bb content_layout=\u00bbflexbox\u00bb gradient_type=\u00bbdefault\u00bb flex_layout_desktop=\u00bbcolumn\u00bb flex_justify_content_desktop=\u00bbcenter\u00bb flex_align_items_desktop=\u00bbcenter\u00bb flex_align_items_phone=\u00bb\u00bb flex_wrap_desktop=\u00bbnowrap\u00bb flex_reverse_desktop=\u00bbfalse\u00bb][nectar_responsive_text inherited_font_style=\u00bbdefault\u00bb text_direction=\u00bbdefault\u00bb max_width=\u00bb953″ font_size_desktop=\u00bb52″ font_size_tablet=\u00bb42″ font_size_phone=\u00bb35″]\n

Descuento de pagar\u00e9s<\/strong> para empresas<\/h1>\n[\/nectar_responsive_text][nectar_responsive_text inherited_font_style=\u00bbdefault\u00bb text_color=\u00bb#3498DB\u00bb text_direction=\u00bbdefault\u00bb max_width=\u00bb750″ font_size_desktop=\u00bb30″ font_size_tablet=\u00bb25″]\n

Sin CIRBE ni impacto en tu cr\u00e9dito bancario<\/strong><\/h3>\n[\/nectar_responsive_text][vc_column_text css=\u00bb\u00bb text_direction=\u00bbdefault\u00bb max_width=\u00bb912″]\n

El descuento de pagar\u00e9s se estructura como financiaci\u00f3n alternativa. No consume riesgo bancario ni afecta a tus l\u00edneas con la banca. <\/strong>Adem\u00e1s, financiamos a las empresas que trabajan como proveedoras de servicios de las Comunidades de Propietarios.<\/strong><\/p>\n[\/vc_column_text][nectar_btn size=\u00bblarge\u00bb button_style=\u00bbregular\u00bb button_color_2=\u00bbAccent-Color\u00bb icon_family=\u00bbnone\u00bb text=\u00bbDescuento para proveedores de CCPP\u00bb margin_top=\u00bb20″ url=\u00bb\/?page_id=210″][\/vc_column][\/vc_row][vc_row type=\u00bbfull_width_background\u00bb full_screen_row_position=\u00bbmiddle\u00bb column_margin=\u00bbdefault\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb bg_image=\u00bb145″ bg_image_tablet=\u00bb150″ bg_image_phone=\u00bb150″ bg_image_type=\u00bbdefault\u00bb bg_position=\u00bbcenter center\u00bb background_image_loading=\u00bbdefault\u00bb bg_repeat=\u00bbno-repeat\u00bb scene_position=\u00bbcenter\u00bb top_padding=\u00bb70″ constrain_group_1=\u00bbyes\u00bb bottom_padding=\u00bb70″ top_padding_tablet=\u00bb40″ bottom_padding_tablet=\u00bb45″ text_color=\u00bblight\u00bb text_align=\u00bbleft\u00bb row_border_radius=\u00bbnone\u00bb row_border_radius_applies=\u00bbbg\u00bb row_position_desktop=\u00bbdefault\u00bb row_position_tablet=\u00bbinherit\u00bb row_position_phone=\u00bbinherit\u00bb overflow=\u00bbvisible\u00bb enable_gradient=\u00bbtrue\u00bb color_overlay=\u00bb#016A9F\u00bb color_overlay_2=\u00bb#3498DB\u00bb overlay_strength=\u00bb0.3″ gradient_direction=\u00bbleft_t_to_right_b\u00bb shape_divider_position=\u00bbbottom\u00bb bg_image_animation=\u00bbnone\u00bb gradient_type=\u00bbdefault\u00bb shape_type=\u00bb\u00bb][vc_column column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb flex_gap_desktop=\u00bb10px\u00bb column_element_direction_desktop=\u00bbdefault\u00bb column_element_spacing=\u00bbdefault\u00bb desktop_text_alignment=\u00bbdefault\u00bb tablet_text_alignment=\u00bbdefault\u00bb phone_text_alignment=\u00bbdefault\u00bb background_color_opacity=\u00bb1″ background_hover_color_opacity=\u00bb1″ column_backdrop_filter=\u00bbnone\u00bb column_shadow=\u00bbnone\u00bb column_border_radius=\u00bbnone\u00bb column_link_target=\u00bb_self\u00bb column_position=\u00bbdefault\u00bb gradient_direction=\u00bbleft_to_right\u00bb overlay_strength=\u00bb0.3″ width=\u00bb1\/1″ tablet_width_inherit=\u00bbdefault\u00bb animation_type=\u00bbdefault\u00bb bg_image_animation=\u00bbnone\u00bb border_type=\u00bbsimple\u00bb column_border_width=\u00bbnone\u00bb column_border_style=\u00bbsolid\u00bb][vc_row_inner equal_height=\u00bbyes\u00bb content_placement=\u00bbmiddle\u00bb column_margin=\u00bb100px\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb text_align=\u00bbleft\u00bb row_position=\u00bbdefault\u00bb row_position_tablet=\u00bbinherit\u00bb row_position_phone=\u00bbinherit\u00bb overflow=\u00bbvisible\u00bb pointer_events=\u00bball\u00bb][vc_column_inner column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb bottom_margin_tablet=\u00bb30″ column_element_direction_desktop=\u00bbdefault\u00bb column_element_spacing=\u00bb10px\u00bb desktop_text_alignment=\u00bbdefault\u00bb tablet_text_alignment=\u00bbdefault\u00bb phone_text_alignment=\u00bbdefault\u00bb background_color_opacity=\u00bb1″ background_hover_color_opacity=\u00bb1″ column_backdrop_filter=\u00bbnone\u00bb column_shadow=\u00bbnone\u00bb column_border_radius=\u00bbnone\u00bb column_link_target=\u00bb_self\u00bb overflow=\u00bbvisible\u00bb gradient_direction=\u00bbleft_to_right\u00bb overlay_strength=\u00bb0.3″ width=\u00bb1\/2″ tablet_width_inherit=\u00bbdefault\u00bb animation_type=\u00bbdefault\u00bb bg_image_animation=\u00bbnone\u00bb border_type=\u00bbsimple\u00bb column_border_width=\u00bbnone\u00bb column_border_style=\u00bbsolid\u00bb column_padding_type=\u00bbdefault\u00bb content_layout=\u00bbdefault\u00bb gradient_type=\u00bbdefault\u00bb][nectar_responsive_text inherited_font_style=\u00bbdefault\u00bb text_direction=\u00bbdefault\u00bb max_width=\u00bb500″]\n

Liquidez real,<\/strong> gestionada por personas que entienden tu negocio<\/h2>\n[\/nectar_responsive_text][vc_column_text css=\u00bb\u00bb text_direction=\u00bbdefault\u00bb max_width=\u00bb550″]\n

Analizamos la solvencia del emisor del pagar\u00e9, simplificamos al m\u00e1ximo tu documentaci\u00f3n y respondemos en menos de 24 horas. Nuestro objetivo es que dispongas del capital cuando lo necesitas, sin fricciones ni procesos impersonales. Es una de nuestras soluciones de financiaci\u00f3n para empresas<\/a>.<\/p>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb column_element_direction_desktop=\u00bbdefault\u00bb column_element_spacing=\u00bb20px\u00bb desktop_text_alignment=\u00bbdefault\u00bb tablet_text_alignment=\u00bbdefault\u00bb phone_text_alignment=\u00bbdefault\u00bb background_color_opacity=\u00bb1″ background_hover_color_opacity=\u00bb1″ column_backdrop_filter=\u00bbnone\u00bb column_shadow=\u00bbnone\u00bb column_border_radius=\u00bbnone\u00bb column_link_target=\u00bb_self\u00bb overflow=\u00bbvisible\u00bb gradient_direction=\u00bbleft_to_right\u00bb overlay_strength=\u00bb0.3″ width=\u00bb1\/2″ tablet_width_inherit=\u00bbdefault\u00bb animation_type=\u00bbdefault\u00bb bg_image_animation=\u00bbnone\u00bb border_type=\u00bbsimple\u00bb column_border_width=\u00bbnone\u00bb column_border_style=\u00bbsolid\u00bb column_padding_type=\u00bbdefault\u00bb content_layout=\u00bbdefault\u00bb gradient_type=\u00bbdefault\u00bb]

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Proceso claro<\/strong> y acompa\u00f1ado, desde la solicitud hasta el abono.<\/h3>\n <\/div>
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Documentaci\u00f3n m\u00ednima,<\/strong> centrada en el pagador del pagar\u00e9.<\/h3>\n <\/div>
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Transferencia r\u00e1pida<\/strong> una vez aprobada la operaci\u00f3n.<\/h3>\n <\/div>
<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=\u00bbfull_width_background\u00bb full_screen_row_position=\u00bbmiddle\u00bb column_margin=\u00bbdefault\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb scene_position=\u00bbcenter\u00bb top_padding=\u00bb70″ constrain_group_1=\u00bbyes\u00bb bottom_padding=\u00bb70″ top_padding_tablet=\u00bb40″ bottom_padding_tablet=\u00bb45″ text_color=\u00bbdark\u00bb text_align=\u00bbleft\u00bb row_border_radius=\u00bbnone\u00bb row_border_radius_applies=\u00bbbg\u00bb row_position_desktop=\u00bbdefault\u00bb row_position_tablet=\u00bbinherit\u00bb row_position_phone=\u00bbinherit\u00bb overflow=\u00bbvisible\u00bb overlay_strength=\u00bb0.3″ gradient_direction=\u00bbleft_to_right\u00bb shape_divider_position=\u00bbbottom\u00bb bg_image_animation=\u00bbnone\u00bb gradient_type=\u00bbdefault\u00bb shape_type=\u00bb\u00bb][vc_column column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb column_element_direction_desktop=\u00bbdefault\u00bb column_element_spacing=\u00bb10px\u00bb desktop_text_alignment=\u00bbdefault\u00bb tablet_text_alignment=\u00bbdefault\u00bb phone_text_alignment=\u00bbdefault\u00bb background_color_opacity=\u00bb1″ background_hover_color_opacity=\u00bb1″ column_backdrop_filter=\u00bbnone\u00bb column_shadow=\u00bbnone\u00bb column_border_radius=\u00bbnone\u00bb column_link_target=\u00bb_self\u00bb column_position=\u00bbdefault\u00bb gradient_direction=\u00bbleft_to_right\u00bb overlay_strength=\u00bb0.3″ width=\u00bb1\/1″ tablet_width_inherit=\u00bbdefault\u00bb animation_type=\u00bbdefault\u00bb bg_image_animation=\u00bbnone\u00bb border_type=\u00bbsimple\u00bb column_border_width=\u00bbnone\u00bb column_border_style=\u00bbsolid\u00bb column_padding_type=\u00bbdefault\u00bb content_layout=\u00bbdefault\u00bb gradient_type=\u00bbdefault\u00bb][vc_row_inner column_margin=\u00bb100px\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb text_align=\u00bbleft\u00bb row_position=\u00bbdefault\u00bb row_position_tablet=\u00bbinherit\u00bb row_position_phone=\u00bbinherit\u00bb overflow=\u00bbvisible\u00bb pointer_events=\u00bball\u00bb][vc_column_inner column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb bottom_margin_tablet=\u00bb10″ column_element_direction_desktop=\u00bbdefault\u00bb column_element_spacing=\u00bb10px\u00bb desktop_text_alignment=\u00bbdefault\u00bb tablet_text_alignment=\u00bbdefault\u00bb phone_text_alignment=\u00bbdefault\u00bb background_color_opacity=\u00bb1″ background_hover_color_opacity=\u00bb1″ column_backdrop_filter=\u00bbnone\u00bb column_shadow=\u00bbnone\u00bb column_border_radius=\u00bbnone\u00bb column_link_target=\u00bb_self\u00bb overflow=\u00bbvisible\u00bb gradient_direction=\u00bbleft_to_right\u00bb overlay_strength=\u00bb0.3″ width=\u00bb1\/1″ tablet_width_inherit=\u00bbdefault\u00bb animation_type=\u00bbdefault\u00bb bg_image_animation=\u00bbnone\u00bb border_type=\u00bbsimple\u00bb column_border_width=\u00bbnone\u00bb column_border_style=\u00bbsolid\u00bb column_padding_type=\u00bbdefault\u00bb content_layout=\u00bbdefault\u00bb gradient_type=\u00bbdefault\u00bb][nectar_responsive_text inherited_font_style=\u00bbdefault\u00bb text_direction=\u00bbdefault\u00bb font_size_desktop=\u00bb40″ font_size_tablet=\u00bb37″ font_size_phone=\u00bb35″]\n

Solo lo necesario, <\/strong>siempre con claridad<\/h3>\n[\/nectar_responsive_text][nectar_responsive_text inherited_font_style=\u00bbdefault\u00bb text_color=\u00bb#3498DB\u00bb text_direction=\u00bbdefault\u00bb max_width=\u00bb750″ font_size_desktop=\u00bb24″]\n

Un proceso \u00e1gil, acompa\u00f1ado por profesionales<\/strong><\/h3>\n[\/nectar_responsive_text][divider line_type=\u00bbFull Width Line\u00bb line_thickness=\u00bb2″ divider_color=\u00bbaccent-color\u00bb][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=\u00bbdefault\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb top_padding=\u00bb20″ top_padding_tablet=\u00bb10″ text_align=\u00bbleft\u00bb row_position=\u00bbdefault\u00bb row_position_tablet=\u00bbinherit\u00bb row_position_phone=\u00bbinherit\u00bb overflow=\u00bbvisible\u00bb pointer_events=\u00bball\u00bb][vc_column_inner column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb flex_gap_desktop=\u00bb10px\u00bb column_element_direction_desktop=\u00bbdefault\u00bb column_element_spacing=\u00bbdefault\u00bb desktop_text_alignment=\u00bbdefault\u00bb tablet_text_alignment=\u00bbdefault\u00bb phone_text_alignment=\u00bbdefault\u00bb background_color_opacity=\u00bb1″ background_hover_color_opacity=\u00bb1″ column_backdrop_filter=\u00bbnone\u00bb column_shadow=\u00bbnone\u00bb column_border_radius=\u00bbnone\u00bb column_link_target=\u00bb_self\u00bb overflow=\u00bbvisible\u00bb gradient_direction=\u00bbleft_to_right\u00bb overlay_strength=\u00bb0.3″ width=\u00bb1\/2″ tablet_width_inherit=\u00bbdefault\u00bb animation_type=\u00bbdefault\u00bb bg_image_animation=\u00bbnone\u00bb border_type=\u00bbsimple\u00bb column_border_width=\u00bbnone\u00bb column_border_style=\u00bbsolid\u00bb]
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Estudio gratuito de tu situaci\u00f3n<\/strong><\/h3>\n

Cu\u00e9ntanos qui\u00e9n es el emisor del pagar\u00e9, el importe y la fecha de vencimiento. Revisamos el riesgo del pagador y te contactamos el mismo d\u00eda. <\/div>

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Te presentaremos una propuesta acorde a tu empresa<\/strong><\/h3>\n

Incluye porcentaje financiado, coste total, plazo estimado de abono y condiciones de la operaci\u00f3n explicadas con ejemplos de liquidaci\u00f3n. <\/div>

<\/div><\/div>[\/vc_column_inner][vc_column_inner column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb flex_gap_desktop=\u00bb10px\u00bb column_element_direction_desktop=\u00bbdefault\u00bb column_element_spacing=\u00bbdefault\u00bb desktop_text_alignment=\u00bbdefault\u00bb tablet_text_alignment=\u00bbdefault\u00bb phone_text_alignment=\u00bbdefault\u00bb background_color_opacity=\u00bb1″ background_hover_color_opacity=\u00bb1″ column_backdrop_filter=\u00bbnone\u00bb column_shadow=\u00bbnone\u00bb column_border_radius=\u00bbnone\u00bb column_link_target=\u00bb_self\u00bb overflow=\u00bbvisible\u00bb gradient_direction=\u00bbleft_to_right\u00bb overlay_strength=\u00bb0.3″ width=\u00bb1\/2″ tablet_width_inherit=\u00bbdefault\u00bb animation_type=\u00bbdefault\u00bb bg_image_animation=\u00bbnone\u00bb border_type=\u00bbsimple\u00bb column_border_width=\u00bbnone\u00bb column_border_style=\u00bbsolid\u00bb]
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Formalizaremos de manera clara y sencilla<\/strong><\/h3>\n

Documentos breves, contratos sin letra peque\u00f1a y checklist de lo que necesitas firmar o adjuntar. Te guiamos paso a paso. <\/div>

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Nuestro equipo revisa, explica y acompa\u00f1a cada operaci\u00f3n<\/strong><\/h3>\n

Una vez aprobada, coordinamos la transferencia. <\/div>

<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=\u00bbfull_width_background\u00bb full_screen_row_position=\u00bbmiddle\u00bb column_margin=\u00bbdefault\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb bg_color=\u00bb#F8FAFC\u00bb scene_position=\u00bbcenter\u00bb top_padding=\u00bb70″ constrain_group_1=\u00bbyes\u00bb bottom_padding=\u00bb70″ top_padding_tablet=\u00bb40″ bottom_padding_tablet=\u00bb45″ text_color=\u00bbdark\u00bb text_align=\u00bbleft\u00bb row_border_radius=\u00bbnone\u00bb row_border_radius_applies=\u00bbbg\u00bb row_position_desktop=\u00bbdefault\u00bb row_position_tablet=\u00bbinherit\u00bb row_position_phone=\u00bbinherit\u00bb overflow=\u00bbvisible\u00bb overlay_strength=\u00bb0.3″ gradient_direction=\u00bbleft_to_right\u00bb shape_divider_position=\u00bbbottom\u00bb bg_image_animation=\u00bbnone\u00bb gradient_type=\u00bbdefault\u00bb shape_type=\u00bb\u00bb][vc_column column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb column_element_direction_desktop=\u00bbdefault\u00bb column_element_spacing=\u00bb10px\u00bb desktop_text_alignment=\u00bbdefault\u00bb tablet_text_alignment=\u00bbdefault\u00bb phone_text_alignment=\u00bbdefault\u00bb background_color_opacity=\u00bb1″ background_hover_color_opacity=\u00bb1″ column_backdrop_filter=\u00bbnone\u00bb column_shadow=\u00bbnone\u00bb column_border_radius=\u00bbnone\u00bb column_link_target=\u00bb_self\u00bb column_position=\u00bbdefault\u00bb gradient_direction=\u00bbleft_to_right\u00bb overlay_strength=\u00bb0.3″ width=\u00bb1\/1″ tablet_width_inherit=\u00bbdefault\u00bb animation_type=\u00bbdefault\u00bb bg_image_animation=\u00bbnone\u00bb border_type=\u00bbsimple\u00bb column_border_width=\u00bbnone\u00bb column_border_style=\u00bbsolid\u00bb column_padding_type=\u00bbdefault\u00bb content_layout=\u00bbdefault\u00bb gradient_type=\u00bbdefault\u00bb][nectar_icon_list animate=\u00bbtrue\u00bb color=\u00bbAccent-Color\u00bb direction=\u00bbhorizontal\u00bb columns=\u00bb4″ icon_size=\u00bbmedium\u00bb icon_style=\u00bbborder\u00bb][nectar_icon_list_item icon_type=\u00bbnumerical\u00bb text_full_html=\u00bbhtml\u00bb text_color=\u00bb#32353B\u00bb title=\u00bbList Item\u00bb id=\u00bb1792684306346-1″ tab_id=\u00bb1792684306346-8″ header=\u00bbSolicitud\u00bb]Nos env\u00edas datos del pagar\u00e9 y del emisor[\/nectar_icon_list_item][nectar_icon_list_item icon_type=\u00bbnumerical\u00bb text_full_html=\u00bbhtml\u00bb text_color=\u00bb#32353B\u00bb title=\u00bbList Item\u00bb id=\u00bb1792684306359-0″ tab_id=\u00bb1792684306360-1″ header=\u00bbAnalizamos tu caso\u00bb]Validamos solvencia del pagador y te damos respuesta en el d\u00eda.[\/nectar_icon_list_item][nectar_icon_list_item icon_type=\u00bbnumerical\u00bb text_full_html=\u00bbhtml\u00bb text_color=\u00bb#32353B\u00bb title=\u00bbList Item\u00bb id=\u00bb1792684306366-7″ tab_id=\u00bb1792684306367-10″ header=\u00bbAprobaci\u00f3n y firma\u00bb]Contrato claro + checklist de documentos.[\/nectar_icon_list_item][nectar_icon_list_item icon_type=\u00bbnumerical\u00bb text_full_html=\u00bbhtml\u00bb text_color=\u00bb#32353B\u00bb title=\u00bbList Item\u00bb id=\u00bb1792684306374-3″ tab_id=\u00bb1792684306374-6″ header=\u00bbAbono\u00bb]Transferencia confirmada[\/nectar_icon_list_item][\/nectar_icon_list][\/vc_column][\/vc_row][vc_row type=\u00bbfull_width_background\u00bb full_screen_row_position=\u00bbmiddle\u00bb column_margin=\u00bb90px\u00bb equal_height=\u00bbyes\u00bb content_placement=\u00bbmiddle\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb scene_position=\u00bbcenter\u00bb top_padding=\u00bb70″ constrain_group_1=\u00bbyes\u00bb 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Confianza que se construye cumpliendo<\/strong><\/h2>\n[\/nectar_responsive_text][nectar_responsive_text inherited_font_style=\u00bbdefault\u00bb text_color=\u00bb#3498DB\u00bb text_direction=\u00bbdefault\u00bb max_width=\u00bb350″]\n

Cumplir, acompa\u00f1ar, instruir. Eso tambi\u00e9n es financiar bien<\/strong><\/h3>\n[\/nectar_responsive_text][vc_column_text css=\u00bb\u00bb text_direction=\u00bbdefault\u00bb]\n

Adem\u00e1s de ejecutar, ense\u00f1amos: te ayudamos a elegir cu\u00e1ndo conviene descontar, c\u00f3mo planificar tus cobros a calendario y qu\u00e9 indicadores mirar para anticipar necesidades de tesorer\u00eda.<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=\u00bbfull_width_background\u00bb full_screen_row_position=\u00bbmiddle\u00bb column_margin=\u00bbdefault\u00bb column_direction=\u00bbdefault\u00bb column_direction_tablet=\u00bbdefault\u00bb column_direction_phone=\u00bbdefault\u00bb bg_color=\u00bb#F8FAFC\u00bb scene_position=\u00bbcenter\u00bb top_padding=\u00bb60″ bottom_padding=\u00bb70″ text_color=\u00bbdark\u00bb text_align=\u00bbleft\u00bb row_border_radius=\u00bbnone\u00bb row_border_radius_applies=\u00bbbg\u00bb row_position_desktop=\u00bbdefault\u00bb row_position_tablet=\u00bbinherit\u00bb row_position_phone=\u00bbinherit\u00bb overflow=\u00bbvisible\u00bb overlay_strength=\u00bb0.3″ gradient_direction=\u00bbleft_to_right\u00bb shape_divider_position=\u00bbbottom\u00bb bg_image_animation=\u00bbnone\u00bb][vc_column column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb flex_gap_desktop=\u00bb10px\u00bb column_element_direction_desktop=\u00bbdefault\u00bb column_element_spacing=\u00bbdefault\u00bb desktop_text_alignment=\u00bbdefault\u00bb tablet_text_alignment=\u00bbdefault\u00bb phone_text_alignment=\u00bbdefault\u00bb background_color_opacity=\u00bb1″ background_hover_color_opacity=\u00bb1″ column_backdrop_filter=\u00bbnone\u00bb column_shadow=\u00bbnone\u00bb column_border_radius=\u00bbnone\u00bb column_link_target=\u00bb_self\u00bb column_position=\u00bbdefault\u00bb gradient_direction=\u00bbleft_to_right\u00bb overlay_strength=\u00bb0.3″ width=\u00bb1\/1″ tablet_width_inherit=\u00bbdefault\u00bb animation_type=\u00bbdefault\u00bb bg_image_animation=\u00bbnone\u00bb border_type=\u00bbsimple\u00bb column_border_width=\u00bbnone\u00bb column_border_style=\u00bbsolid\u00bb][vc_column_text]\n

Preguntas frecuentes sobre el descuento de pagar\u00e9s<\/h2>\n[\/vc_column_text][toggles style=\u00bbminimal_shadow\u00bb accordion=\u00bbtrue\u00bb accordion_starting_functionality=\u00bbdefault\u00bb border_radius=\u00bbnone\u00bb][toggle color=\u00bbAccent-Color\u00bb heading_tag=\u00bbdefault\u00bb heading_tag_functionality=\u00bbdefault\u00bb title=\u00bb\u00bfQu\u00e9 es el descuento de pagar\u00e9s?\u00bb][vc_column_text]El descuento de pagar\u00e9s es una forma de financiaci\u00f3n alternativa que te permite convertir en liquidez un pagar\u00e9 que a\u00fan no ha vencido, sin esperar a su fecha de cobro. SAVIA estudia el riesgo del pagador y te presenta una propuesta con el porcentaje financiado, el coste total y el plazo estimado de abono.[\/vc_column_text][\/toggle][toggle color=\u00bbAccent-Color\u00bb heading_tag=\u00bbdefault\u00bb heading_tag_functionality=\u00bbdefault\u00bb title=\u00bb\u00bfEn qu\u00e9 consiste el proceso de descuento de pagar\u00e9s?\u00bb][vc_column_text]Empiezas con un estudio gratuito: nos indicas qui\u00e9n es el emisor del pagar\u00e9, el importe y la fecha de vencimiento. Revisamos el riesgo del pagador y te contactamos el mismo d\u00eda, con respuesta en menos de 24 horas. Si la propuesta te encaja, formalizamos la operaci\u00f3n con documentaci\u00f3n breve y, una vez aprobada, recibes el importe por transferencia.[\/vc_column_text][\/toggle][toggle color=\u00bbAccent-Color\u00bb heading_tag=\u00bbdefault\u00bb heading_tag_functionality=\u00bbdefault\u00bb title=\u00bb\u00bfDescontar pagar\u00e9s con SAVIA afecta a mi CIRBE?\u00bb][vc_column_text]No. El descuento de pagar\u00e9s con SAVIA se estructura como financiaci\u00f3n alternativa: no consume riesgo bancario ni afecta a tus l\u00edneas con la banca.[\/vc_column_text][\/toggle][toggle color=\u00bbAccent-Color\u00bb heading_tag=\u00bbdefault\u00bb heading_tag_functionality=\u00bbdefault\u00bb title=\u00bb\u00bfPuedo descontar pagar\u00e9s si mi empresa est\u00e1 en Madrid, Alicante, Canarias o Murcia?\u00bb][vc_column_text]S\u00ed. SAVIA Financiaci\u00f3n es una financiera de \u00e1mbito nacional, as\u00ed que puedes solicitar un estudio gratuito desde cualquier punto de Espa\u00f1a.[\/vc_column_text][\/toggle][\/toggles][vc_raw_html]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[\/vc_raw_html][\/vc_column][\/vc_row][vc_row 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